Best Gold IRA Companies – Top 5 Gold Investment Retirement Accounts for 2022
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(Ad) Buying gold is one of the most effective ways to protect your savings from inflation and diversify your retirement portfolios. It has steady growth and little volatility compared to the stock market, making it an ideal hedge against inflation.
Traditional IRA accounts typically include stocks and bonds but permit you to invest in precious metals such as gold.
However, setting up an IRA account can be complicated because it requires finding an IRA custodian, locating a gold IRA depository, and understanding the IRS tax rules regarding gold IRAs. Many people turn to trusted gold IRA companies to help them through the process.
To get started, you need an expert who specializes in self-directed retirement plans and can help you set up your plan, buy precious metals, and remain compliant with the tax code when buying precious metals.
Whether you want to invest in gold for its own sake or to use it as a hedge against inflation, these are some of the best gold IRA providers out there.
Here are six gold IRA companies we expect to be best for investors in 2022.
Goldco: Best gold ira company and most trusted overall Birch Gold Group: Best selection of precious metals American Hartford Group: A best buy-back program for companies Oxford Gold Group: Customer ServiceAugusta Precious Metals: Best for transparent pricing Noble Gold: best customer service
Honorable Mentions: Regal Assets, Advantage Gold, Patriot Gold Group.
#1. Goldco: Best Gold IRA Company Overall
Goldco is a private firm that specializes in wealth management and asset protection. It can help you transfer assets from a tax-advantaged retirement account, such as a 401(k) or IRA, into a precious metal IRA. Goldco also sells physical gold and silver directly to clients.
Goldco offers precious metals (gold and silver) and traditional investments (stocks, bonds, mutual funds). If you want to invest in a precious metal IRA, you can buy various approved coins from several different mints. Goldco works with various mints to source high-quality coins eligible for precious metal IRAs, including Gold American Eagles, Gold Maple Leaf coins, Gold Freedom and Hope coins, Gold bars, and more.
Meanwhile, if you want to buy silver coins, you can opt for options such as Silver American Eagle coins, silver Maple Leaf coins, silver Lucky Dragon coins, silver bars
You can open a gold IRA at Goldco quickly and easily. First, sign up for their account online. They’ll help you understand the service fees and walk you through the steps.
After that, you’ll need to contribute to your IRA by rolling over your 401(k) or other eligible accounts. Usually, you won’t incur any taxes when rolling over your 401(K). If you want to open a precious metal IRA, you can do so too.
When you’ve funded your precious metal IRA, you can decide which type of precious metal you’d like to invest in.
You can purchase physical gold and silver at Goldco and ship them to your desired location. Some customers also receive free storage through Goldco if they meet certain requirements.
Goldco offers a variety of precious metals products for direct sales. You can buy these coins by signing up for an account on the Goldco website. Then, fund your account with a bank transfer or mail-in check payment.
You can request a free kit from Goldco to learn more about them. This kit includes a printable guide, an audio guide, and a video guide that answer questions about: Investing in precious metals (gold, silver)Grow Your Retirement AccountIt’s true that precious metals offer investors greater control over their assets than stocks.
You can also get 10% back in free coins when you make a qualifying transaction.
As far as we know, Goldco is one of the best companies offering a wide variety of gold and silver investments for people looking to invest in precious metals.
Click here to learn about Goldco.
#2. BirchGoldGroup: Experts in gold IRA rollover
Birch Gold Group is one of the oldest physical precious metal dealers, having started operations in 2003. It has served thousands of customers and earned an excellent BBB rating.
If you’re looking for an easy way to invest in precious metals, you might consider purchasing them from Birch Gold Group. They sell gold, silver, platinum, and palladium in coins and bars.
If you want to open gold or a silver IRA, you can first open your account and choose your funding source. You could fund your account by transferring money from an existing IRA or rolling over a retirement plan into a new, self-directed IRA. A precious metal specialist can help you review these options, transfer funds, and address any questions you might have.
When you’ve funded your precious metal investment account (you may need to wait for approval), you can choose which precious metals you’d like to invest in and decide how much to buy. Your specialist will review your order once you place it and send you a final confirmation. They can also help you decide where to store your precious metals.
With Brinks’ Global Service and Delaware Depositor, you can store up to $1 billion worth of precious metals inside your IRA.
Your precious metal specialist can help you review your precious metals’ current performance or make any changes necessary to keep your investments going strong.
If you don’t want to use an IRA for investing in precious metals, you can buy them directly from this company. Simply fund your account by wiring funds to their bank account or sending a personal check. They’ll then send your metals to your desired address in discreet packages.
You can get a free info kit from the company’s website. It contains a booklet with information about investing in precious metals.
We recommend Birch Gold Group because they offer specialized guidance and assistance from experienced professionals.
Click here for more information about Birch Gold Group.
#3. American Hartford Gold: A trusted leader in gold IRA investments
American Hartford Gold, a precious metals dealer, located in America, has been in business for almost two years. It holds an A+ rating with BBB and has near-perfect scores on Trustpilot and on Google—4.9, 4.8, respectively, showing its credibility and reputation.
The Los Angeles-based Company Offers People the Chance to Invest in Precious Metals Through Direct Purchase Or Retirement AccountGold and silver coinsPlatinumCollectors coins.
With American Hartford Gold, investors can buy gold bars and coins online and deliver them to their doorsteps. However, suppose you want to invest in physical gold through an IRA account. In that case, you’ll need to store the gold at a third-party depository, such as Delaware Depository Service or Brink’s Global Services, where you’ll be charged storage fees.
If you want to purchase precious metals from American Hartford Gold, here’s their three-step process:
2) Call for help filling out the new investor application form.
3) Transfer funds into your newly opened account. If you’re rolling over funds from an existing IRA, you may be able to use them instead.
4) Choose which type of IRA you want to open (traditional, Roth, SEP, etc.) and
American Hartford Gold offers free shipping and a return policy. You can free sell your gold back to American Hartford Gold and get cash back.
American Hartford Gold charges no setup fee for setting up an account nor any fees for shipping your gold. However, they do cover insurance and tracking but may require you to pay annual maintenance fees depending on where you store your gold. They do not list prices online, so you’ll need to contact a representative for pricing.
Pros
Family-owned and operated business BBB-accredited company with an A+ rating buyback commitment and price-match guarantee a company that donates to charitable communities organizations
Cons
It doesn’t disclose specific fees or precious metal prices, charges annual maintenance fees Provides no international shipping
This company is popular amongst investors with a great reputation, an impressive array of investment opportunities, and a buyback guarantee. You will need deposit fees, however, and you will have to contact the company’s customer service department to find out about the gold price. American Hartford Gold is an excellent option for investors who want to add precious metals to their portfolios.
Click Here to Learn More About American Hartford Group
#4. Oxford Group: Best customer service
Oxford Gold Group was founded in 2018 by two experienced gold investors who had previously worked at a major bullion dealer for several years. They offer investment-grade precious metals and maintain BBB accreditation and a high rating from the Better Business Bureau. Thousands of their clients have given them positive feedback.
Oxford Gold Group offers U.S.-minted coins and bullion from the United States Mint, gold and silver bare platinum coins and bars, and Palladium coins and bars.
For investors looking for precious metal IRAs, the company offers a variety of options, including Traditional IRA, Roth Gold IRA, and SEP Gold IRA.
If you decide to rollover an existing IRA account, you may be able to avoid taxes on any gains from the transaction.
If you want to store gold in an IRA account, you can choose Brink’s Depositary in Salt Lake City, UT, or the Delaware Depositor in Wilmington, DE.
Opening a new account is easy: Just go here!
2) Complete the new account form with your dedicated account partner (if you don’t already have one).
3) Transfer funds or start the tax-free rollovers from your previous retirement accounts.
4) Browse through your investment choices and buy the precious metals you want
You can now send your coins to our safe deposit box. Educational resources. A quick and easy investment process. A wide variety of precious metal options are available for sale, and 24-hour customer service. A newer company (established in 2018).Only two IRA custodiansHigher account setup and monthly maintenance fees
What’s the outcome of this Oxford Gold Group review? The firm is relatively new but offers convenient investment options and a great selection of valuable metals. You can expect higher fees than other providers, and you’re limited to two custodian choices. However, they do offer an excellent reputation and BBBBB rating. In conclusion, the Oxford Gold Group provides a solid gold investment service and a great way to diversify your portfolio.
Click Here to Learn More About Oxford Gold Group
#5. AugustaPreciousMetals: Best GoldIRAReviews
A premier gold IRA company founded in 2012 by former NFL Hall of Famer Joe Montana and his team of financial advisers has been receiving thousands of five-star reviews from clients since then and has won several awards.
Augusta Precious Metal offers gold IRAs and allows you to purchase them directly from their site. Like the other companies we’ve listed, Augusta Precious Metal requires you to have an existing qualified retirement account (Roth or Traditional). It rolls it into a new gold or silver IRA account.
You’ll first be able to speak to an actual human representative who can help you in your gold or Silver IRA purchases. They can also provide useful financial advice to better understand the market.
Next, you can open a new IRA with the help of your live agent. You must invest at least $50K for the account to be eligible.
To start investing in precious metals, you’ll need to open an account at Augusta Metals Exchange. You can purchase gold or silver by submitting orders through the exchange’s order desk.
With Augusta, you can buy physical gold and silver at any time, anywhere in the world, and get help from their experts, free and secure delivery, and complete control over your investments. You must follow these simple steps: Fund your account with an online bank transfer. Choose your gold or silver option. Sign up for delivery at your preferred time and place.
Augusta sells a wide variety of gold and silver bullions and coins, including Canadian Maple Leaf, American Eagle, and America the Beautiful coins.
With Augusta, you can be assured that our trusted partners can handle your IRA. You’ll be able to contact us directly for assistance whenever necessary.
Also included on the Augusta Precious Metals site is a video resource library filled w/ helpful videos from Delvyan Steele, a Harvard-Trained Economist. If you’re looking to learn more about what’s going on in our economy, these videos are a great resource to check out.
We would recommend Augusta Precious Metal to anyone looking to open an IRA with a reputable company
Click Here to Learn More About Augusta Precious Metals
#6. Noble Gold: Great Selection of Silver, Platinum, and Palladium
Noble Gold offers gold, silver, palladium, platinum coins, and rare coins. You can buy these precious metals through an Individual Retirement Account (IRA) or buy them directly from the Noble Gold website.
This company offers a simple service to help people open accounts with them. They provide a quick and easy way to set up your account without hassle. When you sign up for an account, they’ll ask you to fill out a short questionnaire, so they know what type of customer you are. Once you’re done, they’ll give you access to your account within 24 hours.
Once your account has been established, the Noble Gold IRA Team will contact your new custodian to obtain any additional paperwork you may require. They will then send you an email containing your new self-directed account number.
With Noble Gold, if you want to transfer funds between custodians, you don’t need to pay taxes on the transfer.
After funding your account, you can view your gold holdings anytime through Noble Gold’s custodial service, Equity Institutional. You can log into your account from anywhere using the web browser.
